Independent, data-driven analysis of the advisors you trust with your money – reconstructed from the holdings they actually file with the SEC.
If you're retired or approaching retirement, you likely can't afford:
The average investor has no reliable way to evaluate an RIA's track record before hiring them. SEC regulations require RIAs managing $100M+ in equities to disclose their holdings quarterly via Form 13F. This data is public–but difficult to analyze without sophisticated tools.
That's where we come in.
Using actual 13F holdings filed with the SEC, we reconstruct and analyze:
How did their actual portfolios perform during critical periods?
What risks are embedded in their holdings?
How are they actually investing?
Compare multiple RIAs side-by-side to see:
See how an advisor's portfolio composition changed over time:
Our reports include:
Special pricing for nonprofits and institutional investors available.
Before hiring an RIA, you need to know:
“How did their actual portfolios perform during the 2008 crash? 2020? 2022?”
→ Our historical reconstruction shows you
“Do they invest in companies with dangerous debt levels?”
→ Our debt ratio analysis identifies leverage risks
“Are they loading up on extremely overvalued stocks?”
→ Our P/E, P/FCF, and P/S analysis reveals valuation exposure
“Has their investment approach changed over time?”
→ Compare holdings across quarters to spot shifts
“How concentrated are their portfolios in their top 10 holdings?”
→ We show exact concentration percentages
“How do they compare to other advisors in my area?”
→ Side-by-side analysis shows relative risk positioning
Free Guides & Articles
“17 Questions Every Investor Must Ask Before Hiring an RIA”
“How to Verify an RIA's Track Record Using 13F Filings”
“Understanding Portfolio Risk Metrics: P/E, P/FCF, Debt Ratios Explained”
“What ‘Conservative’ Should Actually Mean in Portfolio Management”
“Red Flags: Signs Your Advisor May Be Taking Excessive Risk”