Make Informed Decisions
About Your Financial Future

Independent, data-driven analysis of the advisors you trust with your money – reconstructed from the holdings they actually file with the SEC.

See what you own

Compared with 35 Rhode Island firms.
Free, and no sales call required.

Why This Matters to You

If you're retired or approaching retirement, you likely can't afford:

The average investor has no reliable way to evaluate an RIA's track record before hiring them. SEC regulations require RIAs managing $100M+ in equities to disclose their holdings quarterly via Form 13F. This data is public–but difficult to analyze without sophisticated tools.

That's where we come in.

What We Provide

1

Comprehensive RIA Portfolio Analysis

Using actual 13F holdings filed with the SEC, we reconstruct and analyze:

Historical Performance

How did their actual portfolios perform during critical periods?

  • 2008 Financial Crisis
  • 2020 COVID Crash
  • 2022 Bear Market
  • Recent quarters

Risk Metrics Analysis

What risks are embedded in their holdings?

  • Valuation exposure (P/E, P/FCF, P/S ratios)
  • Debt burden (D/R, D/TE ratios)
  • Sector concentration
  • Market cap distribution
  • Economic cycle sensitivity

Portfolio Construction

How are they actually investing?

  • Top 10 holdings concentration
  • Sector allocation
  • Geographic distribution
  • Style analysis (Value, Growth, Quality)

2 Comparative Analysis

Compare multiple RIAs side-by-side to see:

  • Which maintained better downside protection during crashes
  • Which portfolios carried excessive valuation risk
  • Which showed more prudent debt exposure in holdings
  • Which demonstrated better risk-adjusted returns

3 Time-Based Tracking

See how an advisor's portfolio composition changed over time:

  • Did they reduce risk before market downturns?
  • Did they increase high-risk holdings near market peaks?
  • How quickly did they respond to deteriorating conditions?

Sample Report Highlights

Our reports include:

Portfolio Profile

  • Weighted average valuation metrics
  • Risk indicator distributions
  • Historical performance charts
  • Top holdings breakdown

Risk Visualization

  • Price to Earnings (P/E) distribution
  • Price to Free Cash Flow (P/FCF) analysis
  • Debt to Revenue ratios
  • Tangible equity analysis

Sector & Style Analysis

  • Economic cycle sensitivity
  • Market capitalization breakdown
  • Sector diversification
  • Geographic exposure

Red Flag Indicators

  • Excessive concentration
  • Extreme valuation exposure
  • High debt burden in holdings
  • Lack of downside protection

Pricing

Free Trial
Free
  • Search our RIA database
  • View sample report excerpts
  • Access educational content
  • No credit card required
Most Popular
Basic Report
$4900
  • Complete analysis of one RIA
  • One quarter of holdings
  • All risk and valuation metrics
  • Downloadable PDF report
Comparative Package
$9900
  • Analyze up to 3 RIAs side-by-side
  • Multiple quarter analysis
  • Historical crash performance
  • Priority support
Annual Subscription
$29900
  • Unlimited RIA searches
  • Unlimited quarterly reports
  • Historical tracking & alerts
  • New filings notification
  • Educational webinars

Special pricing for nonprofits and institutional investors available.

Who Benefits Most

  • Retirees – You can't afford to lose 30–50% and wait years to recover
  • Pre-retirees – Verify your advisor's risk management before it's too late
  • Conservative Investors – Ensure “conservative” actually means protected
  • Trustees & Nonprofit Boards – Fulfill fiduciary duty with documented due diligence
  • Family Offices – Benchmark current advisors against alternatives
  • 401(k) Plan Sponsors – Evaluate advisors for plan participants

Critical Questions Our Reports Help You Answer

Before hiring an RIA, you need to know:

“How did their actual portfolios perform during the 2008 crash? 2020? 2022?”

→ Our historical reconstruction shows you

“Do they invest in companies with dangerous debt levels?”

→ Our debt ratio analysis identifies leverage risks

“Are they loading up on extremely overvalued stocks?”

→ Our P/E, P/FCF, and P/S analysis reveals valuation exposure

“Has their investment approach changed over time?”

→ Compare holdings across quarters to spot shifts

“How concentrated are their portfolios in their top 10 holdings?”

→ We show exact concentration percentages

“How do they compare to other advisors in my area?”

→ Side-by-side analysis shows relative risk positioning

Educational Resources

Free Guides & Articles

1

“17 Questions Every Investor Must Ask Before Hiring an RIA”

2

“How to Verify an RIA's Track Record Using 13F Filings”

3

“Understanding Portfolio Risk Metrics: P/E, P/FCF, Debt Ratios Explained”

4

“What ‘Conservative’ Should Actually Mean in Portfolio Management”

5

“Red Flags: Signs Your Advisor May Be Taking Excessive Risk”